A twenty thousand dollar amount on a credit card with a 15% interest rate can cost you as much as $325 a month in minimum payments (over a period of 10 years) with some credit cards having interest rates as high as 20% which can increase that minimum payment even more. This is also the minimum payment which means that a fair portion of that monthly payment is going towards interests and it will take even longer to pay off that twenty thousand dollars. Credit card companies will try to keep your favor by offering temporary lower rates and other incentives. These discounts may work well if you have smaller amounts on your credit cards, but if you have ten, fifteen, twenty thousand or more on your credit cards then this is by no means a solid solution.
Are there alternatives out there? The answer is yes, and one increasing popular alternative is a home refinance loan. Refinancing your home can provide the cash that you need to pay off those higher rate credit cards and save you money at the same time. Taking our example from above, the same twenty thousand dollar credit card bill paid off with a lower rate home refinance loan would cost you around $205 a month saving you around $120 a month (on a similar ten year refinance loan).
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A contact center often brings about a prospect’s first real-time interaction with your company. As such, if it’s not a positive one, they’ll likely look elsewhere for help. With 69% of Americans more inclined to recommend a company to friends and family after a positive customer service experience, you’ll need to exceed expectations on the following fronts. more