Get help with a loan for your small business

Updated: January 15, 2010

The FTC (Federal Trade Commission) has stated that beginning in 2011 lenders will "require a creditor to provide a risk-based pricing notice to a consumer when the creditor uses a consumer report to grant or extend credit to the consumer."

This allows anyone that wants to be able to get a free credit report and be able to look over it before sending it to a lending company. If you have a bad credit score you can look into a debt management service to help you repay your debts and get the loan that you need.

These companies will be able to help you deal with your creditors. A debt management service can negotiate lower interest rates, get late fees waived, and come up with a repayment plan for you. Once they have agreed upon a plan with your creditors they will be able to provide you with an estimate of how long it will take until your debt is fully repaid.

Featured Research
  • 2017 Contact Center Software Trends

    Did you know that, according to Forbes, 86 percent of customers will pay more for a better customer experience? Customer satisfaction is always a worthy business pursuit, but to identify customer preferences and exceed expectations, you must keep pace with innovations in the technology your customers are using. more

  • How to Select Contact Center Software in 9 Steps

    Your choice of contact center software will affect the future success of your business. Don’t leave this important decision to chance. This guide provides nine actionable steps for the selection process. more

  • [Infographic] 15 Questions to Ask When Selecting a VoIP Provider

    Deciding which phone system is right for your business can be difficult. With our VoIP technology blueprint, discover the top 15 questions you should ask VoIP vendors before you make a buying decision. more

  • 2017 Business VoIP Buyer's Guide

    In 2017, more business will transition to a VoIP phone system. If you are among them—or if you’ll be upgrading an existing VoIP system—you need to learn about the latest technologies and market trends. more

  • The Basics of Real Time Personalization

    Real-time personalization of the customer experience has been described as the holy grail of digital marketing. And the race is on. Gartner believes that by 2018, businesses that excel in personalization will outsell those that don’t by 20%. Though the benefits are clear, the path to get there is not. more